When Apple Card did increase her credit limit without addressing the scoring system, it was basically attempting to "bribe one loud mouth on Twitter, then we don't have to actually examine our faulty faith in THE ALGORITHM", he tweeted.
Others weighed in on Twitter with similar stories. According to Hansson, Apple's customer service reps fell back on the aw-shucks line, per the industry custom. He tweeted that he and his wife filed joint tax returns.
"Hard to get to a human for a correction though". That's how it worked at HP in 1972-6 when I worked there.
But after reading Tweets from disgruntled customers, Linda Lacewell, superintendent of the New York State Department of Financial Services, released her own statement. "Any algorithm, that intentionally or not results in discriminatory treatment of women or any other protected class of people violates NY law". In his view, Apple should "share responsibility" for the problem. While I have a Transunion score of about 800, I was given a $US6,500 ($9,481) limit and an interest rate of 17.99 per cent.More news: WhatsApp drains batteries of OnePlus devices with Android 9, 10 OS
"My thread is full of accounts from women who've been declared to be worse credit risks than their husbands, despite higher credit scores or incomes", he said. "More broadly, we got plenty of readers who were downright confused as the algorithm didn't seem to scan compared to their other credit cards".
In addition to Goldman Sachs, Apple partnered with Mastercard on the Apple Card, which the companies hailed as a revolutionary "digital first" credit card that had no numbers and could be added to the Wallet app on the iPhone and used with Apple Pay.
"We look at an individual's income and an individuals creditworthiness, which includes factors like personal credit scores, how much debt you have, and how that debt has been managed". Based on these individual factors, it is possible for two family members to receive significantly different credit decisions. "In all cases, we have not and will not make decisions based on factors like gender".
Of course, there's no firm evidence that its algorithm is doing that-yet, but a brief mention that the company is evaluating its algorithms to check for any inadvertent discrimination would have gone a long way to soothing fears that it's treating men and women differently when it comes to Apple Card approvals.More news: LSU remains 1st in the AP Polls following win over Alabama
New York's Department of Financial Services (DFS) has warned that any discrimination by virtue of gentleman vegetables is illegal in NY law.
Apple did not immediately respond to ABC News' request for comment and has yet to publicly respond to the claims of gender discrimination.
Lacewell said that NY supports innovation but "new technologies can not leave certain consumers behind or entrench discrimination".More news: Doctors perform vaping-related lung transplant at Detroit hospital